Terms and Conditions
Welcome to Prime Trust Bank! These terms and conditions outline the rules and regulations for the use of Prime Trust Bank’s website and services. By accessing this website and using our services, you accept these terms and conditions in full. If you disagree with these terms and conditions or any part of these terms and conditions, you must not use this website.
1. Definitions
In these Terms and Conditions:
- “Bank” refers to Prime Trust Bank.
- “Services” refers to all banking services provided by Prime Trust Bank, including but not limited to personal banking, business solutions, loans, credit cards, and wealth management.
- “Website” refers to Prime Trust Bank’s official website.
- “User” refers to anyone who accesses or uses the website and services.
2. Use of Website
This website is intended for informational and transactional purposes related to the banking services offered by Prime Trust Bank. You agree to use the website only for lawful purposes and in a way that does not infringe the rights of, restrict, or inhibit anyone else’s use and enjoyment of the website.
3. Account Registration
To access certain features of our services, you may be required to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your password and agree not to disclose your password to any third party. You agree to take sole responsibility for any activities or actions under your account, whether or not you have authorized such activities or actions.
4. Services Offered
Prime Trust Bank offers a range of banking services, including:
- Personal Banking: Checking and savings accounts, online and mobile banking.
- Business Solutions: Business accounts, loans, and financial services for businesses.
- Loans & Credit Cards: Personal loans, auto loans, mortgages, and various credit card options.
- Wealth Management: Financial planning, investment advice, and retirement planning.
The availability of these services may vary and is subject to change without notice. Specific terms and conditions apply to each service, which will be provided at the time of application or enrollment.
5. Fees and Charges
Use of certain services may be subject to fees and charges. A detailed schedule of fees and charges is available on our website and at our branches. Prime Trust Bank reserves the right to change its fees and charges at any time, with prior notice to users.
6. Intellectual Property
The content, layout, design, data, databases, and graphics on this website are protected by intellectual property laws and are owned by Prime Trust Bank or its licensors. Unless expressly permitted, you may not copy, reproduce, modify, distribute, transmit, display, perform, publish, license, create derivative works from, transfer, or sell any information, software, products, or services obtained from this website.
7. Limitation of Liability
Prime Trust Bank will not be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in any way connected with the use of this website or the services, or with the delay or inability to use this website or the services, or for any information, products, and services obtained through this website, or otherwise arising out of the use of this website, whether based on contract, tort, strict liability, or otherwise, even if Prime Trust Bank has been advised of the possibility of damages.
8. Disclaimer of Warranties
This website and the services are provided on an “as is” and “as available” basis. Prime Trust Bank makes no representations or warranties of any kind, express or implied, as to the operation of this website or the information, content, materials, or products included on this website. To the full extent permissible by applicable law, Prime Trust Bank disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.
9. Governing Law
These terms and conditions are governed by and construed in accordance with the laws of the jurisdiction in which Prime Trust Bank is established, without regard to its conflict of law provisions. Any legal action or proceeding arising under these terms and conditions will be brought exclusively in the courts located in that jurisdiction, and you consent to the jurisdiction of such courts.
10. Changes to Terms and Conditions
Prime Trust Bank reserves the right to modify these terms and conditions at any time without prior notice. Your continued use of the website and services following any changes to these terms and conditions constitutes acceptance of those changes. It is your responsibility to review these terms and conditions periodically for updates or changes.
11. Contact Information
If you have any questions about these terms and conditions, please contact us at:
Prime Trust Bank
[Bank Address]
[Bank Phone Number]
[Bank Email Address]
By using this website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.